Chase just lately launched a brand new means for eligible cardholders to probably get extra worth when reserving by way of Chase Journey℠: Factors Enhance, which affords greater redemption charges on choose lodge stays. This new function joins The Edit by Chase Journey, a curated lodge assortment that is been accessible to pick cardholders since March 2024.
Whereas each perks are tied to lodge bookings and provide elevated experiences, they’re designed for several types of vacationers and accessible to completely different Chase cardholders.
Here is a breakdown of how every one works, find out how to entry them and the way to decide on which one to make use of to your subsequent journey.
What’s Chase’s Factors Enhance?
First off, let’s speak Factors Enhance. This new program offers eligible Chase cardholders entry to elevated redemption charges on choose lodge and airline bookings when redeeming Chase Final Rewards factors by way of the Chase Journey portal. Consider it as a limited-time provide that stretches your factors even additional.
If you happen to had been a cardholder earlier than June 23, 2025, you are in a novel place: You have got entry to each Factors Enhance and the unique mounted redemption charges of 1.25 or 1.5 cents per level (relying on which Chase card you maintain) by way of October 26, 2027. Whereas Factors Enhance might provide greater worth on sure bookings, the worth is variable and capped at an “as much as” fee and isn’t assured. The mounted fee, however, is constant throughout all journey. Relying on the provide, it might be price evaluating each choices to see which supplies you extra worth.
It is a shift from the earlier construction the place mounted charges had been normal with playing cards just like the Chase Sapphire Reserve® (see charges and costs) and the Chase Sapphire Most popular® Card (see charges and costs).
Associated: Why Chase’s Factors Enhance is an impressive (sort of stunning) new solution to guide motels on factors
How does Factors Enhance work?
With Factors Enhance, Chase affords particular journey offers — resembling a flight to London or a lodge in Miami — the place your factors are price greater than their typical redemption worth. These affords fluctuate by vacation spot, journey dates and availability and are featured inside the Chase Journey portal.
For instance, if a lodge usually prices $250 or 25,000 factors, a Factors Enhance deal would possibly allow you to guide it for simply 18,000 factors, successfully rising the worth of every level.
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You may inform if Chase affords Factors Enhance for a particular lodge by looking the lodge title within the Chase portal and preserving a watch out for the “Factors Enhance” tag with a rocket icon.
Here is an instance of how that appears within the portal as a Sapphire Most popular Card holder:
By reserving by way of Factors Enhance, my Final Rewards factors are price about 1.75 cents apiece, versus 1.25 cents per level.
When trying to find a vacation spot within the Chase Portal, you possibly can toggle “Factors Enhance solely” to restrict the search question so that you just see solely motels providing the Factors Enhance function.
Which Chase playing cards qualify for Factors Enhance?
Factors Enhance is accessible to cardholders with the Sapphire Reserve, the Chase Sapphire Reserve for Enterprise℠ (see charges and costs), the J.P. Morgan Reserve, the Sapphire Most popular Card and the Ink Enterprise Most popular® Credit score Card (see charges and costs).
With these playing cards, you possibly can doubtlessly redeem factors for extra worth on choose flight and lodge bookings made by way of Chase Journey — bear in mind, Chase will both provide the Factors Enhance worth or the mounted fee worth, whichever is best. The very best redemption fee — as much as 2 cents per level — is just accessible to Sapphire Reserve and J.P. Morgan cardholders.
I’ve the Sapphire Most popular and just lately saved factors by redeeming with Factors Enhance for a three-night keep at IHG’s Lodge Indigo Florence in Italy.
With out Factors Enhance, the keep would have price me $791.28 or 59,362 factors, yielding me a price of 1.3 cents apiece. However with Factors Enhance, I solely had to make use of 49,468 factors plus $49.26, which I used to be capable of cowl with my $50 Chase Journey credit score. Due to this fact, I received a price of 1.5 cents apiece.
Whereas saving slightly below 10,000 factors might not seem to be lots, since TPG values Chase factors at 2.05 cents per level, per our July 2025 valuations, 10,000 Chase factors are price $205.
The knowledge for the J.P. Morgan Reserve has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: I am a Sapphire Most popular Card holder: Here is my Chase Journey Factors Enhance technique
What’s The Edit by Chase Journey?
Subsequent, let’s cowl The Edit, a curated lodge assortment launched by Chase in March 2024 that gives premium advantages once you guide a taking part property by way of Chase Journey. These perks are just like these present in different luxurious lodge applications, resembling American Categorical Superb Resorts + Resorts.
What perks do you get with The Edit by Chase?
Once you guide a lodge by way of The Edit, you may obtain elevated advantages that will embrace:
Day by day breakfast for twoRoom upgrades (when accessible)Early check-in and late checkoutA $100 property credit score or comparable amenity
Key variations between Factors Enhance and The Edit
Though each applications reside inside the Chase Journey portal, they serve completely different functions:
Sapphire Reserve for Enterprise
J.P. Morgan Reserve
Greatest forSaving pointsEnhancing the lodge expertise
Which Chase playing cards qualify for The Edit?
Solely Sapphire Reserve (private and enterprise) and J.P. Morgan Reserve cardholders can guide stays with The Edit. Sapphire Most popular and Ink Enterprise Most popular cardholders should not have entry to The Edit.
When to make use of Factors Enhance vs. The Edit
Sadly, not each lodge keep is accessible with Factors Enhance. If you happen to had been a Chase cardholder previous to June 23, your Final Rewards factors (earned earlier than Oct. 26) will nonetheless be price both 1.25 or 1.5 cents per level (by way of Oct. 26, 2027), relying on the cardboard you have got. Factors earned after that date shall be price 1 cent apiece, if Factors Enhance is just not an choice.
For cardholders who obtained an eligible Chase card after June 23, redemptions not accessible for Factors Enhance are additionally price a hard and fast 1 cent per level.
Due to this fact, use Factors Enhance once you wish to maximize the worth of your factors on choose flights or motels. Use The Edit once you’re reserving a lodge keep and need a luxurious expertise with built-in perks like breakfast, room upgrades and resort credit.
In case your fundamental objective is stretching your factors additional, Factors Enhance is the winner. If you happen to’re searching for a extra premium lodge expertise, go along with The Edit.
Are you able to mix Factors Enhance with The Edit?
Sure, and doing so could be a good way to maximise your Chase factors. If you happen to guide a keep at a property featured in The Edit by Chase Journey and it is eligible for Factors Enhance, you possibly can redeem factors at an elevated fee (as much as 2 cents per level) and revel in luxurious perks like complimentary breakfast, property credit and room upgrades.
Sapphire Reserve cardholders might even have the ability to get extra worth and stack further assertion credit, just like the $500 The Edit credit score (biannual credit score of $250 accessible on qualifying purchases between Jan. 1 and June 30, with one other $250 accessible between July 1 and Dec. 31).
Notice that this credit score can’t be used and solely applies to pay as you go stays of no less than two nights.
Backside line
With the introduction of Factors Enhance and The Edit, Chase is giving travel-focused cardholders extra methods to redeem their factors and improve their experiences. Whereas Factors Enhance helps stretch your factors additional, The Edit provides luxurious and comfort to your lodge stays. Realizing concerning the completely different applications will help you unlock much more worth out of your Chase Final Rewards factors.
