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5 methods to recover from $2,000 of worth from 100K Chase Final Rewards factors

July 31, 2025
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At TPG, we worth Chase Final Rewards factors at 2.05 cents every, per our July 2025 valuations. It’s because we see monumental worth within the flexibility of transferring these factors to Chase’s 11 airline companions and three resort companions. Whereas Chase factors will switch at a 1:1 fee to its 14 journey companions, you’ll be able to sometimes get greater than 2 cents per level when opting to go this reserving route, versus redeeming your factors by way of the Chase Journey℠ portal.

Plus, the Chase Sapphire Reserve® (see charges and charges) is providing a best-ever welcome supply of 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 on purchases within the first three months from account opening.

So, if you happen to’re questioning how one can maximize 100,000 Chase factors, listed here are 5 methods to get a minimum of $2,050 value of worth from 100,000 Chase Final Rewards factors.

Word: Flight costs had been correct on the time of writing.

Guide round-trip premium economic system flights to London for 4 individuals

BEN SMITHSON/THE POINTS GUY

You possibly can switch your Chase Final Rewards factors to the Virgin Atlantic Flying Membership program to ebook Virgin Atlantic’s great-value saver fares to London. These begin from simply 6,000 factors one-way in economic system class. Premium economic system flights are additionally a terrific deal, beginning at 10,500 Virgin factors per individual every approach.

You can ebook a round-trip ticket for 4 individuals from New York’s John F. Kennedy Worldwide Airport (JFK) to London’s Heathrow Airport (LHR) in premium economic system for 84,000 Virgin factors, plus $3,464.04 in charges, taxes and surcharges.

Virgin Flying Club screenshot
VIRGIN ATLANTIC

Whereas the money required on high of the factors could seem somewhat steep, keep in mind that that is the whole for 4 passengers and contains the obligatory U.Okay. Air Passenger Responsibility price.

In case you booked the identical itinerary with money, it will price $8,062.04 for 4 individuals.

Virgin Flying Club screenshot
VIRGIN ATLANTIC

Due to this fact, redeeming these 84,000 Virgin Atlantic Flying Membership factors for saver fares would prevent $4,598 on the money charges for a similar flights. As an added bonus, you would be left with 16,000 Chase factors that you possibly can switch to World of Hyatt to ebook a one-night keep on the Hyatt Place London Metropolis East for 15,000 World of Hyatt factors, saving you an extra $274.

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Worth of 100,000 Chase factors: $4,872

Associated: Use Virgin Atlantic’s reward seat checker to search out the most cost effective saver seats

Guide 4 nights within the coronary heart of New York Metropolis

Times Square New York
ALEXANDER SPATARI/GETTY IMAGES

New York could be an costly vacation spot for lodging, particularly over the summer season months. September is a superb time to go to the Huge Apple, as the times are nonetheless heat however the warmth of summer season has handed, making the temperatures nice, particularly within the evenings.

You can switch your Final Rewards factors to World of Hyatt and ebook 4 nights on the Park South Resort for 23,000 World of Hyatt factors per evening (for a complete of 92,000 factors).

Associated: The 24 finest resorts in New York Metropolis

Hyatt screenshot
World of Hyatt screenshot

1 of two

HYATT

What makes this a fair higher deal is that World of Hyatt members do not pay taxes or charges on redemption stays.

Worth of 92,000 Chase factors: $3,456 (so 100,000 factors could possibly be value $3,756)

Guide nonstop, round-trip business-class flights to Spain

Iberia XLR
BEN SMITHSON/THE POINTS GUY

Chase switch accomplice Iberia Membership gives terrific redemption charges for business-class flights from the varied U.S. cities to Adolfo Suárez Madrid-Barajas Airport (MAD). On off-peak dates, you will want as few as 40,500 Iberia Avios every approach from the East Coast to Spain.

This implies you’ll be able to fly from Boston Logan Worldwide Airport (BOS) to MAD for 40,500 Avios round-trip, plus about $317 in charges and taxes.

Iberia screenshot
IBERIA

Since money charges for a similar flights will price greater than $3,500 per individual, it is a nice option to fly throughout the Atlantic in a lie-flat seat and expertise Iberia’s brand-new Airbus A321XLR plane.

Google flights screenshot
GOOGLE FLIGHTS

Worth of 81,000 Chase factors: $3,265 (so 100,000 factors could possibly be value $4,030)

Guide 3 nights on the iconic Park Hyatt Sydney

Park Hyatt Sydney rooftop
HYATT

Resort areas do not get way more fascinating than overlooking the enduring Sydney Harbour immediately beneath the Sydney Harbour Bridge.

In case you’re heading Down Below, contemplate bedding down on the Park Hyatt Sydney, one among TPG’s favourite resorts to ebook with factors wherever on the planet. In October, a three-night keep prices virtually $2,500.

World of Hyatt screenshot
HYATT

However you’ll be able to ebook these similar dates for 35,000 World of Hyatt factors per evening, which you’ll switch from Final Rewards at a 1:1 fee.

Hyatt screenshot
HYATT

Although this redemption would require 105,000 factors slightly than the 100,000 bonus factors accessible as a part of the Chase Sapphire Reserve‘s present supply, bear in mind that you’d have to spend $5,000 on the cardboard to earn the bonus factors. Due to this fact, you’ll rack up a minimum of one other 5,000 factors for reaching that spend threshold.

Worth of 105,000 Chase factors: $2,444.44

Guide 2 American Airways lie-flat business-class seats

American Airlines A321 business
ZACH GRIFF/THE POINTS GUY

American Airways gives lie-flat business-class seats on its Airbus A321 plane for flights from New York to San Francisco and Los Angeles. By transferring your Chase factors to British Airways Membership after which Qatar Airways Privilege Membership, you’ll be able to ebook these routes for simply 43,000 Avios per individual every approach.

This implies you possibly can ebook two one-way tickets on the six-hour-and-20-minute flight to the West Coast for 86,000 Chase factors plus solely $9 in taxes and charges, leaving you 14,000 Chase factors to maybe use for a resort in San Francisco.

Associated: The most effective resorts in San Francisco for a golden getaway

Qatar Airways screenshot
QATAR AIRWAYS

In case you do not wish to undergo the extra step of transferring Avios to your Qatar Airways Privilege Membership account, you can even ebook these flights immediately by way of British Airways Membership for 100,000 Avios.

With money charges for this flight at over $1,000 per individual, this is a superb option to get nice worth out of your Chase factors.

Google Flights screenshot
GOOGLE FLIGHTS

Worth of 100,000 Chase factors: $2,689

Backside line

You may get outsize worth out of your Chase Final Rewards factors by transferring your rewards to airline and resort companions. This is the reason TPG values this rewards forex so extremely.

The present Chase Sapphire Reserve supply is the all time welcome bonus we have seen on this card. Now’s a good time to earn 100,000 Final Rewards factors plus a $500 Chase Journey promo credit score to make use of to ebook your subsequent dream trip.

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